Financial Calculators

Auto Loan Calculator

Use this calculator to help you determine your monthly auto loan payment or your auto purchase price. After your have entered your current information, use the graph options to see how different loan terms or downpayments can impact your monthly payment. You can also examine your complete amortization schedule by clicking on the "View Report" button.

This Financial Calculator requires a Browser with Java Support


Monthly payment Monthly payment for this loan
Interest rate Annual interest rate for this loan
Term Number of months for this loan
Cash down Total amount of cash used in this purchase
Trade allowance Total dollar amount given on your trade-in
Amount owed on trade Total loan balance still outstanding on the trade-in
Taxable fees (optional) Any additional fee that is subject to sales tax. This usually includes title transfer fees or any other fees that may be due at delivery and are taxable.
Non-taxable fees (optional) Any additional fee that is not subject to sales tax. This usually includes document fees or any other fees that may be due at delivery and not taxable.
Sales tax rate Sales tax percentage rate charge on this purchase.
Net trade in Net amount for trade in applied to your purchase
Qualifying income Minimum monthly income range required to qualify for this loan payment.
Sales price Total price for this car
Sales tax Total amount of sales tax on this purchase.
Loan amount Total amount of your auto loan.
No sales tax deduction for trade-in If you live in a state where your sales tax is calculated on your full purchase price check this box. If this box is unchecked sales tax is calculated on the purchase price less trade in. Currently California, the District of Columbia, Hawaii, Maryland, Michigan allow no deductions for trade-ins when calculating sales tax. In addition, Alaska, Delaware, Montana, New Hampshire, and Oregon have no sales tax on autos.

information and interactive calculators are made available to you as self-help tools for your independent use. We can not and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.